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Paying online with a card at a laptop

Payments infrastructure

Get paid anywhere, in any currency.

Accept cards, wallets and bank transfers with one integration. Higher acceptance, lower fees and instant payouts.

See a live checkout90 seconds
120+currencies
99.99%uptime
4%higher acceptance

Trusted by teams at

Platform

Everything between checkout and bank.

Pick a capability to see it in action.

dashboard.paylane.example/checkout

Checkouts

12.4k

Success

97.4%

Avg. time

19s

dashboard.paylane.example/reports

Matched

99.8%

Payouts

184

Exceptions

3

dashboard.paylane.example/risk

Blocked

1.2%

False positives

0.1%

Chargebacks

0.04%

Developers

Take a payment in four lines.

Predictable REST endpoints, typed SDKs and webhooks for every event.

  • Sub-50ms responses worldwide
  • Official SDKs for Node, Python and PHP
  • Webhooks with automatic retries
Read the docs
main
curl https://api.paylane.example/v1/payments \
  -u sk_live_...: \
  -d amount=4900 \
  -d currency=gbp \
  -d source=tok_visa
main
const paylane = require("paylane")(process.env.KEY);

const payment = await paylane.payments.create({
  amount: 4900, currency: "gbp", source: "tok_visa",
});
main
import paylane
paylane.api_key = os.environ["KEY"]

payment = paylane.Payment.create(
    amount=4900, currency="gbp", source="tok_visa")

Performance

Numbers that show the lift.

Watch revenue, usage and customer health update in real time.

Acceptance

97.4%

+4.1%

Volume

£248k

+18%

Fees

1.4%

−0.3%

Payout time

3 min

−94%

Security & compliance

Regulated, audited and built to be trusted.

Independently audited and built so your data stays yours.

PCI DSS Level 1
ISO 27001
FCA authorised
PSD2 / SCA

Encrypted everywhere

TLS 1.3 in transit and AES-256 at rest, with keys you can rotate.

Least-privilege access

Single sign-on, role-based permissions and full audit logs.

Resilient by design

Nightly backups, point-in-time recovery and a 99.99% uptime SLA.

Two professionals shaking hands
Watch Amira's story2 min

Customer story

Paylane lifted our acceptance by four points in the first month. That is real money every single day.

Amira Hassan · CFO, Cobalt Retail
4%higher acceptance
31%lower fees
3 minpayout time

Pricing

Simple rates, volume discounts.

No seats, no surprises. Volume discounts apply automatically.

European cards

1.4%

+ 20p per transaction

International cards

2.9%

+ 20p per transaction

Bank transfers

0.8%

capped at £5

Volume > £500k

Custom

talk to sales

Included with every plan

  • Reporting
  • Fraud tools
  • All integrations
  • 24/7 support

Help centre

Everything you wanted to ask.

Cannot find the answer? Our team replies within a working day.

Prefer a call?

Talk to a real person Monday to Friday, 9am to 6pm.

+1 (555) 010-2030
Contact support

Fees & payouts

1.4% + 20p for European cards and 2.9% + 20p for international cards. No setup or monthly fees on Starter.

Standard payouts arrive in two working days. Instant payouts arrive in minutes for a small fee.

Risk & compliance

Machine-learning risk scoring reviews every payment, with rules you control and 3-D Secure where it helps.

Yes, PCI DSS Level 1. Card data never touches your servers when you use our hosted fields.
Live in under a day

Start taking payments today.

Join 12,000+ teams already working smarter. Start free, no card needed.

  • No credit card
  • Set up in minutes
  • Human support

Rated 4.9/5 by 2,400+ teams

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